Lay not up for yourselves
treasures upon earth, where moth and rust doth corrupt, and where thieves
break through and steal: but lay up for yourselves treasures in heaven, where neither
moth nor rust doth corrupt,
and where thieves
do not break through nor steal: For where your treasure is, there will your heart be also. The light of the body is the eye: if therefore
thine eye be single, thy whole body shall be full of light. But if
thine eye be evil,
thy whole body shall be full of dark ness.
If therefore the light that is in thee be darkness, how great is that darkness! (Matthew
6:19-23).
You need to have a single
eye, to become single-minded, concerning the
Word of God. You must accept God’s Word as final authority. What is says, it means. When the Word says you are healed, you are
healed! It doesn’t matter what your body says about it. If you will believe this and operate
accordingly, then the covenant you have with God—His Word—will become the absolute
truth in your situation, and your physical body
will come into agreement
with the Word.
I
first began to learn this in the area of finance and prosper
ity when I went back to college. The idea of going back to school really
scared me! I was 30 years old with a wife, two small children,
and no idea how I
would support them. There were people
who told me I was making a mistake, that my family would go hungry,
but I had accepted
the call to the
ministry and was looking
to the Lord to meet my needs.
Many people thought I was nuts! According to the world’s
system, a man has to be in sheer poverty
while he is in college, but the Word doesn’t
say that. It doesn’t say, “God will meet you needs according to His riches in glory just as soon as you get out of college.” At that time I
knew very little about operating
by faith, but I was doggedly determined
to go through with it. God took care
of us. I never asked anybody for a quarter. We began to
learn how to operate by faith.
In Matthew 6:20, Jesus
teaches us to “…lay up for yourselves
treasures in heaven, where neither
moth or rust doth corrupt,
and where thieves do
not break through nor
steal.”
This is what the Word says. However, with our religious
heads
we have read it this way: “Lay not up for yourselves
treas ures on earth…but lay up for yourselves
treasures in heaven, where neither moth nor rust doth corrupt…and where thou
canst not touch it
until thou gettest
to heaven.” We have added
our own little idea, but this is not what Jesus meant. He was saying, “If you will let heaven
be your treasury
and your sup ply, then regardless
of what happens
on earth,
you will have
a bank that is not subject
to theft or ruin.” What you have laid up then will be ready
when it is needed.
Jesus was not referring
to when we get to heaven.
He was teaching about God provid ing for us now. If you will notice,
He finished His sermon in
Matthew 6 by saying that your heavenly
Father knows you need
these things,
but seek first the kingdom
of God and His right
eousness and all these other things will be added
to you.
First Timothy
6:17-19 illustrates this same point.
“Charge
them that are rich in this world, that
they be not highminded, nor trust in uncertain riches, but in the living God,
who giveth
us richly all things to enjoy; That they do good, that they be rich in good works,
ready to distribute, willing
to communicate;
Laying up in store
for themselves a
good
foundation against the time to come, that they may
lay
hold
on
eternal life,”
“Charge them that are rich in this world, that
they be not highminded, nor
trust in uncertain riches.” Paul was referring to those who are rich here on earth—that they should not trust
in their riches. This is the reason Jesus
said it was hard for a rich man to enter the kingdom
of God. When a rich man trusts in
his money, his heart will be in his riches. Satan then will be able to deceive him;
the deceitfulness of riches will choke the Word of God and cause it to become unfruitful in him (see Mark 4:19).
“Nor trust in uncertain riches,
but in the living
God,
who
giveth us richly all things
to enjoy; That they do
good, that they be rich in good works, ready to distribute, willing to communi cate;
Laying up in store
for themselves a good foundation against the time to come, that they
may lay
hold on
eternal life.” You don’t lay hold on eternal life after you get to heaven. You lay hold on it by faith while you are here on earth,
taking
a firm stand and standing
fast in the liberty into which you are called. The 23rd Psalm speaks
of God preparing a feast before us, and we have thought of this as a heavenly feast. However,
it says He is preparing a table before us in the presence of
our
enemies. Our enemies are not in heaven.
They are here on
earth! When the Lord showed
me this, He said, “The only prob lem
I have is getting
My kids to come to the table!
Paul tells us to “lay up in store” for ourselves
in our heavenly
bank account
by being “ready
to distribute” and “willing to communicate.” Then when we need it, we have it on deposit
in heaven! ALL the money, gold,
etc., is already in the earth.
By giving, heaven
declares
certain portions
as mine. No force on earth then is able to keep
it from coming to me when I call
for it! Heaven’s record says
so, and earth dares not refuse.
While I was in prayer
one afternoon during a meeting in Dayton, Ohio, the Lord drew me to this portion of scripture about laying up treasures in heaven where neither moth nor rust corrupts. As I
read this, the Lord said, “This rust and cor ruption is inflation and depression.” If you will let heaven
be your financial reservoir—your bank and depository where you
place your trust—regardless of what happens to the world’s
sys tem, you will always have
more than enough!
Then the Lord said, “I did not say this treasure could not be used until you get to heaven.”
First Timothy 6:19 says to lay up for yourselves a good foundation for the time to come when you will need it. A
heavenly bank is not subject
to theft and ruin; it will always be
there when you need it.
Up to this time I was under the impression that when
I gave,
I could expect
the entire amount plus the hundred fold return on it immediately, but there were times when
it didn’t
work like that. I was confused, so I asked the Lord
about it. My needs wer e always abundantly
met, but I didn’t fully understand what was happening. The Lord explained it
this way:
“There was no use in My transferring money which you had laid
up in heaven to an earthly bank when you didn’t need all
of it at the time. When money is on earth,
it is vulnerable to Satan and to the world’s system of finance.
If I gave you $1,000 today, in nine months’ time, it probably
wouldn’t be worth more than $750. You need to learn to exercise
your faith in the fact that you have this money on deposit,
and when you need it, all you have to do is call for it. Make your deposits
with Me according to the rate of exchange which
My Word guarantees and operate under My system of finance instead
of the world’s system. We can make it work at the current
rate of exchange at
that time. It won’t matter if it takes a billion
dollars to buy a loaf
of bread—I [God] can afford it!” If God can afford it, so can I. He’s my Father!
While I was in Ohio, God dealt with me about the televi sion ministry. At that time I could
not understand, or see, with my own mind how it would work financially,
but I had learned long
before not to back off for his reason.
I knew the Lord could work it out. It didn’t matter how it operated
or what the financial details were, I
knew there was only one way to suc
ceed—by giving.
Then the thought
flashed across my mind, “No
man has given until he has
given all he has,” and the first thing
I
saw was my twin-engine airplane.
Well, cold chills
ran up and down my spine! That little plane was my pride and joy. I had tithed and believed
God for it, and He had given it to me as a tool of this ministry.
Because of this, it really meant a lot to me. Then I realized that I had to get rid of it. I couldn’t afford to let it come between God and me, so I went into prayer
and the Lord said, “If you will realize what I
am leading you into, you will make an agreement
with Me so that I
can help you finan cially. Make Me Lord over your finances.” That is exactly what
I did. I wrote out an agreement about the airplane
and used it to lay up a treasure in heaven for the time to come when I would
need it. I didn’t
want to release that
airplane, but I
knew that God would not take it without His giving more in return. My faith dictated that God’s Word was true, so I disciplined
my thinking to get in line with my faith (instead
of my fear) and I
wrote out this agreement: “On the fourth day of October 1971,
I
give my airplane to the Lord to be sold and the money put into preaching
the Word of God on television and in any other manner possible.”
I made this covenant
with the Lord according to Luke 6:38, “Give, and it shall be given unto
you…again,” and Mark 10:30, “But he shall receive an hundredfold now in this time.” The
agreement also contained
this statement: “I freely give this money from the sale of the airplane,
and I expect
the return on it.”
Then I had the engines overhauled,
had some maintenance done, ran an annual
inspection on it, and altogether spent about
$8,000 on a piece
of equipment that technically didn’t belong to
me any longer. Since God is love, it follows that the laws gov erning the power of God are the giving
laws. You can’t stop these laws and still
make God’s power operate.
It just will not work that way! God’s system is really unique. He takes a person who
is absolutely destitute, provides
the seed to start his giving, then gives him the hundredfold return on what he gives. Only God could manage
or afford a financial operation like that!
I made the agreement
to release my airplane
in October
1971. Then on February
11, 1972, while
we were holding a meeting in Birmingham,
Ala., the Lord instructed me to give it to a particular evangelist. So that is what I
did. This is the point
I
want you to grasp: When God told me to give it away,
I
didn’t hesitate for one moment. You see, God had set up this deal almost four months before, and there had been time for me
to be healed
of a possessive
spirit where
that plane was con cerned. Therefore, when God spoke,
I acted and was thrilled to
do it! We flew it home and gave it away.
My schedule was already
set up, and it dictated that I
use
an airplane. You can’t operate
on our schedule and
use the air lines or an automobile. It was set up around a private plane. Airlines service
650 airports in the United
States. We service
8,000 with our own plane.
So you can see that there was an immediate
need for another airplane.
God said, “When you give the airplane,
this deposit will enable you to call for a withdrawal to handle your television
ministry.” Well, in order to film it and put it on the air before the people, we needed
several months’
time and thousands of
dollars. The Lord had already
shown me how it was to oper ate—the people who
heard the Word would support it in order for others to hear it. But there was a certain
period of time when the television ministry would not be exposed to anyone. This created a need in addition
to the need for an airplane.
The
Lord said, “I’ll handle it for you if you’ll make the proper deposits.” So we did.
On February
21, just 10 days later, we had a new airplane
and the money for the television ministry. Just 10 days! Only God could handle
a situation like that. The second airplane was worth five times more than the first one. It was larger and
faster, flew higher
and farther. In fact, it was exactly
the plane that I had asked for, and all the bills were paid! Praise
the Lord!
We need to learn how to make the proper deposits
in our heavenly bank
so that we can withdraw from it when needed. Once you realize you have this on deposit,
it will become easy to believe
God for it. Your faith will not work easier. It’s not dif ficult to believe God for the money you have on deposit
at the corner bank. You don’t have to exercise your
faith to write a check on it. But it takes a considerable
amount of faith to get money
when you don’t have any on deposit.
The same princi ple works with God. The reason this action took place so fast
in my case was because
the deposit
had already been made. It
was there in heaven and available
on call. There are many peo ple who have made these deposits
with God and have never called for them because they
don’t realize they are laid up in store for them now.
Depositing in Your Heavenly Account
There are four major areas we can use in giving,
or making deposits in heaven: tithing, giving to the poor, investing in the gospel, and giving as a praise to God. We will discuss each of
these and learn the principles
on which they operate. It is very important for you to realize that these are distinctly different
although they overlap
in some ways. Each
has an individual set of laws governing it from the Word with its own return. For instance,
tithing is not the same as investing
in the gospel. Tithing is an investment in God. It is the part of your income that belongs
to Him and goes directly
to Him. As a tither, you have certain
privileges which
we will discuss now.
Tithing
This is, of course, the most familiar
financial subject to Christians. Nearly
all of us are aware of the practice
of tithing, but very few actually
realize its true significance. It was a com mandment of God to Israel and 10 percent
of their first fruits belonged to God. As I mentioned earlier, when God told me to
teach this subject for the first time, He led me to Deuteronomy
26 where He first introduced it to Israel.
Let’s start with the first verse and relate this to our role under
the new covenant.
“And it shall be, when thou art
come
in unto the land which
the Lord thy God giveth
thee
for an inheritance, and possessest it, and dwellest therein.” How does this relate to the Christian? The
Word says in Colossians 1:13 that God has delivered us from the power of darkness
and has translated us into the kingdom of His dear Son. We are living in the kingdom
of God. We have
entered into our inheritance in Jesus Christ and possess it in His Name.
We have the title deed to this kingdom through faith in Jesus
Christ. The authority
has been given to us, and God is showing
us how to exercise our tithing
privileges in order to maintain control efficiently
in the financial world.
Verses 2-3, “That thou shalt take of the first of all the fruit of
the earth, which thou shalt bring
of thy land
that the Lord thy God giveth
thee,
and
shalt
put it in a basket, and
shalt
go
unto the place which the Lord thy God shall choose to place his name there.
And thou shalt
go unto
the priest that shall
be
in those days.” Who is this priest? Hebrews 3:1 says that Jesus is our High Priest. Hebrews 7:8, speaking
of Jesus, says He receives our tithes personally. Therefore, we are to go to Him
with out tithes and say to Him, “I profess this day into the Lord God
that I am come into the inheritance
which the Lord swore to give me.” This is a very important point in the tithing pro cedure:
Make a confession before your
High Priest.
Verse 4, “And the priest shall take the basket out of thine
hand, and set
it down before the altar of the Lord thy God.”
Can you see where we have been missing
it? We quickly drop our tithe money into the offering plate as it passes by or stuff it into
an envelope without a thought. Instead,
we are to present it to
Jesus, Who, in turn, will set it before the altar of God.
Then in verses 5-10, the Lord builds Israel a confession telling of His mighty work in their lives and of delivering
them from bondage
in Egypt. At this point, we Christians
need to switch to our position
under the New Testament.
We were sinners in the world, and our confession should be something like this: “I am
in the land which You have provided
for me in Jesus Christ, the
kingdom
of Almighty God. I was a sinner serving Satan. He was my god. But I called upon the Name of Jesus, and You heard my cry and delivered
me from the power and authority
of darkness and translated
me into the kingdom of Your dear Son. Jesus is
my Lord, and I bring the first fruits of my labors to Him
as
the High Priest and worship You with it. We rejoice in all the good which You have given to us and our household.”
This is our confession of redemption equivalent to Israel’s
deliverance from Egypt. The Bible says this is a type of our deliverance from Satan. Israel pointed
to Egypt; we point to Cavalry. Now as a guide for you to use, we have set out this entire confession based on Deuteronomy 26:
We profess this day unto the Lord God that we have come into the inheritance which the Lord swore to give us. We are in the land which You have provided
for us in Jesus Christ,
the kingdom of Almighty God. We were sinners serving Satan. He was our god. But we called upon the Name of Jesus, and You heard our cry and delivered
us from the power
and authority of darkness and translated us into the kingdom
of Your dear Son.
Jesus, as our Lord and High Priest, we bring the first
fruits of our income to You and worship
the Lord our God with it. We rejoice
in all the good which You have given
to us and our household. We have hearkened to the voice of the Lord our God and have done according to all that He has commanded us. Now look down from
Your holy habitation, from heaven,
and bless us as You said in Your Word.
All of this involved
in tithing. You can readily
see that it
can’t be done in the few seconds before
the plate is passed
in church.
It must be done on purpose,
but I guarantee you, it is worth every minute
of it! My wife and I
write our tithe checks, hold them before God, and take the time to pray over them. Our money then becomes
a tool used in worshiping God.
Deuteronomy
26:10 says that the high priest will set the tithes before God and worship Him with them. Can you grasp Jesus worshiping
God with your money? Wow! That’s quite a picture.
There is another part of this confession, from verses 14-15, which is very important: “I have hearkened to the voice of the Lord my God, and
have
done according to all that thou hast commanded me.
Look down from
thy holy habitation, from
heaven, and bless
thy people Israel, and the land which thou
hast given us,
as
thou
swarest unto our fathers, a land that floweth
with milk and
honey.” In contrast,
we have thought, I’ll just keep giving and maybe one of these days He
will notice it and bless me. This is wrong. The blessing of God is received
by faith in His Word. It does not come automatically, just as salva
tion does not come automatically. You could say, “Well, go to church and God will save you one of these days, if you’re lucky!” No, the laws governing salvation must be acted on in order for them to work in your life. Prosperity
comes the same
way. As we can see in Malachi
3:10-11, God has promised the
tither that He will open the windows
of heaven and pour out a blessing that there will not be room enough to receive.
We had an opportunity to put this to work some years ago when
a friend of mine had come to a standstill in his construc
tion business. He hadn’t received
a contract
in a long time and something had to be done, so he and his wife came to us for prayer. As I
was praying about his situation, the Lord showed me how to handle the problem.
He was a tither, so we used what
was his according to the Word in Malachi
3:10-11, “Bring
ye all the tithes
into the storehouse, that there
may
be meat in mine
house, and
prove me now
herewith, saith the Lord of hosts, if
I will not open you
the windows of
heaven, and pour you out
a blessing, that there shall
not be room enough to
receive it. And I will rebuke the devourer for your sakes, and
he shall not destroy the fruits of your
ground; neither shall
your
vine
cast her fruit before the
time in the field.” We prayed in line with this and believed God for an abundant
blessing. Then
we rebuked the
devourer, Satan. We said, “Satan, this man is a tither, and you have
no right to bind his business.
In the Name of Jesus, we command you to get your hands off and do it now!” When I spoke
with him about three months
later, he said that business had begun to pour in. Praise
the Lord! These are our tight as tithers according to the Word of God.
In tithing,
you are laying the
foundation for financial
suc cess and abundance. You are establishing deposits with God
that can be used when you need them. Don’t wait until your back
is against the wall before
you use your faith in this area. Build your faith first when things
are going well.
Learn to act on the
Word now, and when Satan tries to pin you against
the wall, you
can smile and know that you have it made.
His power
over you financially has been stopped! When you stand on the covenant of God and exercise
your rights as a tither,
Satan has no chance
against you. God will rebuke the
devourer for your sake. If your back is against
the wall financially now, don’t wait to begin tithing.
You cannot afford to wait! The tithe belongs to God in the first place.
“Will a man rob God? Yet ye
have robbed me. But ye say, Wherein have we robbed thee? In
tithes and offerings. Ye are cursed with a curse: for ye have robbed me” (Malachi 3:8-9).
This scripture says that a man who does not tithe is robbing God and is operating under a curse
because of it. Start tithing now! If you don’t have any money,
find something
you do have and give it today. There is no faster or surer way to break that curse.
Immediately when money comes into your hands, FIRST take God’s tithe out and present
it to Him. “Honor the Lord with your
capital and
suffi ciency [from righteous labors], and with the first fruits of all your income, So shall your storage places be filled with
plenty, and your vats be overflowing with new wine” (Proverbs 3:9-10, The Amplified Bible).
Remember, the Word says that God gives us the power
to get wealth and the blessing
of the Lord makes rich. In tithing, God is giving you 90 percent
and receiving for His work in the earth 10 percent to provide ministry
for you. “And he gave some, apostles; and
some, prophets;
and some, evangelists; and some,
pastors and teachers; For the perfecting of the saints, for the work of the ministry, for the edifying of the body of Christ” (Ephesians
4:11-12).
You can’t out give God! He gives back His 10 percent to see to it that you are perfected,
equipped and edified.
This brings us to the question
of where God’s tithes are to be placed. Some
think only churches
are to receive tithes. This would be true if their church
is the source of their spiritual food and growth.
The Word says to bring the tithes into the storehouse so that there would be MEAT in His house. A storehouse is where the food is. I
know thousands of people
attending churches
of all denominations that
receive no spiritual food whatsoever
from their churches. How could that be a storehouse?
Verse 14 of Deuteronomy 26 The Amplified Bible says, “I have not eaten of the tithe…or given any of it to the dead; I have hearkened to the voice of the Lord my God, and
have
done according to all that You have commanded me.” I would not consider putting
God’s tithe into a dead work. If you want to put money in a church that is dead—not
ministering to peo ple—then put your money into it, but it is important to put the
tithe into a storehouse that is feeding the life of God to the peo
ple. Many churches and foundations serve as Satan’s
reservoir to keep
finances out of the revival
that is in the earth today.
To settle this question,
since it is God’s money to start with and since
Jesus is the One Who will handle
and receive the tithe (see Hebrews 7:8), pray and let Him tell you where
it should
be put to work. I realize this is not too popular
with some church
doctrines, but nevertheless, it is accurate. Jesus is Lord over the finances
of the Body of Christ! He
is fair, and He is just in the distribution of God’s tithe. When a church sees to
it that the people are fed, that church
will receive its portion.
When an evangelist
sees to it that the people are
fed, Jesus will minister to him his portion of God’s tithe. All the different min istries qualify to receive
from Jesus more than enough to fulfill their particular calling when they
feed God’s people.
Giving to the Poor
The second
form of depositing
is giving to the poor. Proverbs
19:17 says, “He that hath pity upon the poor lendeth
unto the Lord; and
that which he
hath given will he pay
him again.” When you give to the poor, you can expect back what you gave. You can’t give away
your money by giving
to the poor. You are actually
lending to the Lord,
and He will repay you.
He considers it a loan, and since
He teaches us not to owe money,
He won’t owe money either. As soon as you lend it to Him, He will pay it back. If Jesus walked up to you and asked
to borrow $100, don’t you think He would repay you?
It is important for you to realize that all material
wealth is in the earth.
It will not be rained
down on us from heaven. It is
already here, and there
is more
than
enough for everyone. The Bible says that we will suck of the abundance
of the seas and of the treasures hid in the sand (see Deuteronomy 33:19).
The problem is that we don’t know how reach it. However, by giv ing to the poor we are giving God an opportunity not only to work
with us financially and
bless us, but also to help the man in need.
There are some things
you need to understand
about this form of giving.
I remember when a close friend
of mine was telling me about taking some things
to a poor woman. She said, “You know, before I could
even get out the door, the woman was asking
if I had any pots and pans or anything
else she could have.”
This attitude of the poor woman disturbed
her, so we prayed about
it. The Lord spoke to me and said, “That’s
the way you do Me. I
give you one thing, and before long you’re jerking My coattail over something else. Now that’s all right
with Me, but you must realize
that you are the only hope a poor person
has. You represent supply to them and they have never had that before.”
This puts a different light on the subject. The poor consider
this a rich man’s world. Satan has dominated
them with poverty and
suppression of all kinds. When you realize that Satan is behind their oppression,
you will see their need for the power of God in their lives. Then you won’t be afraid
to obligate them to the gospel when you give material things
to them. Whenever I give in this way, I always explain what the Word says and tell them
about Jesus. I let
them know that Jesus is my source
of
supply
and is willing
to be theirs. Show them that they, too, can become
God’s channel in the earth to someone else. You see, you can feed a thief all day long, but all you will have is a thief full
of food. The food won’t change
him, but the Word of God
will transform him on the inside.
If you give to the poor in the
proper way, then
you can witness to them and introduce them to the power
of God. I never give to the poor without telling
them about Jesus.
If they are to get my material
goods, they will first have to listen to what I
have to say about Jesus.
Jesus taught
about giving alms, which is giving to the poor.
Evidently, Jesus was well-known for giving to the poor from the scriptural accounts of His ministry. In the Sermon on the Mount, Jesus taught about giving alms. He said, “Let not thy left hand
know what thy right hand doeth” (Matthew 6:3). You can get
more fun out giving to someone anonymously! It is a joy you will never get from anything
else, and the next verse says, “And thy Father which seeth
in secret himself shall reward thee
openly.” HE HIMSELF shall reward
you. Praise the Lord for His
generous propositions!
Investing in the Gospel
As we have read in Mark 10:29-30, Jesus said, “Verily I say unto
you, There is no man that
hath left house, or brethren, or
sisters, or father,
or mother, or wife, or children, or
lands, for my sake, and the gospel’s, But he shall receive an hundredfold now in this time.” This is an investment in spreading the gospel throughout the world. The Great Commission
says, “Go ye into all the world, and preach the gospel to
every
creature” (Mark
16:15). We all are obligated to this; and if we can’t go, we are to send
someone in our place. Everyone
is to function in this com mission. The missionary is an apostle of God, and instrument to evangelize the world. Unfortunately, he has been grossly under rated and occupies
the bottom rung of the ladder
instead of the top. However, they deserve
our support
both in finances and in
prayer. God will support the communication
of the gospel with whatever power and resources
it takes. Unless the Word is preached, there
is no faith (see Romans
10:14). Without
faith,
no one is saved (see Ephesians 2:8). To the man who has never heard
the Word, Jesus has never died. You can see that if God
did not support communication of the gospel,
the Cross would have
been in vain.
Another area to invest in the gospel is supporting ministries
that are assigned the job of teaching
God’s people how to func tion
in spiritual affairs. The teaching ministries have a great responsibility
placed on them by God. Consequently, they are greatly blessed.
Any investment
expert will be quick to tell you that the most productive
form of investing is a steady, regular invest ment into solid business. There is nothing more solid than God’s work! Begin to be a regular investor. Be faithful to it.
Let’s go back to what Jesus said in Mark 10:29-30,
He has said that this will work for every man. Peter had said, “What
about us?” We have left all and have followed
you.” He asked this
as if he thought Jesus’
staff stood in some special
place
where these laws are concerned. Jesus
answered him in no uncertain terms. Every man who invests into the gospel
has a right to expect the staggering return of one hundredfold.
Giving as a Praise to God
Just as Israel made sacrificial offerings of praise to God,
believers today
can use giving as an instrument of praise. It is interesting to note that Israel never gave a blemished animal as a sacrifice. In light of this, if you give a secondhand pair of
shoes, then that is what you will get in return. Don’t give your old worn-out things; give your good things and you’ll never lack good things. This is what I
did by giving my airplane; it was the best thing I
had at the time.
A few years ago an evangelist came to me and said, “I don’t
understand it, but my income has completely
stopped. I haven’t had a dime come in for weeks!” Since
I had just preached that morning on Luke 6:38, I told
him that the key was giving and that he should give whatever
he had; if not money, then some thing else. He went home and gathered up all his clothes (except one suit, one sport coat and one pair of slacks),
passed
them
out to the men at the unemployment
office, and preached the Word to them. When he came to the meeting that night, he was beaming. He had given as a praise
to God and was really high because of it! Well, before the service was over, people
had handed
him nearly $200 in cash! No one in that service said anything about what he had done; he was merely
seated in
the congregation. The people sought
him out and gave to him as God directed
them. This thing really works!
The Word says God inhabits
the praises of His people (see Psalm 22:3) and that He will maintain our right and our cause when we praise Him (see Psalm
9:1-4). God instructed
me to use Psalm
118 when I give
a praise offering. Let’s
examine it.
O give thanks unto the Lord;
for his is good: because his mercy endureth for ever. Let Israel
now say, that his mercy
endureth for ever. Let the house of Aaron now say, that his mercy endureth for ever. Let them now that fear the Lord say, that his mercy endureth
for ever. I called up on the Lord in distress: the Lord answered me, and set me in a large place.
The Lord is on my side.
By the time I reach
this last phrase,
I am about ready to
shout! The Word says that if God is for you, then nobody can successfully remain your enemy
(see Romans
8:31).
The Lord is on my side; I
will not fear: what can man do unto me? The Lord taketh
my part with them that help me: therefore shall I
see my desire upon them that hate
me. It is better to trust in the Lord than to put con fidence in man. It is better to trust in the Lord than to
put confidence in princes.
All nations compassed me about: but in the name of the Lord will I
destroy them. They compassed me about; yea, they compassed
me about:
but in the name of the Lord I
will destroy them.
They compassed me about like bees; they are quenched as
the fires of thorns.
This word thorns stands for “strife.”
For in the name of the Lord I will destroy them. Thou
hast thrust sore at me that I might
fall: but the Lord
helped me.
The Lord is my strength
and song, and is become
my salvation. The voice of rejoicing and salva tion
is in the tabernacles of the righteous: the right hand of the Lord doeth valiantly.
The right hand of the Lord is exalted: the right hand of the Lord doeth valiantly.
Of course,
the “right hand of the Lord” is Jesus.
You are praising Jesus when you do this.
I
shall not die, but live, and declare the
works of the Lord. The Lord hath chastened
me sore: but he hath not given me over unto death. Open to me the gates of
righteousness:
I
will go into them, and I
will praise the Lord: This gate of the Lord, into which the righteous shall enter. I will
praise thee: for thou hast heard me, and art become my salvation.
The stone which the builders refused
is become the head stone of the corner. This is the Lord’s doing;
it is marvelous in our eyes.
This is the day which the Lord hath made; we will rejoice and be glad in it.
You have probably heard this last verse all your life, but
with the whole psalm around it and in the light of what it is for, you can see its full significance.
“Save now, I beseech thee,
O Lord: O Lord, I beseech thee,
send now prosperity.”
Again, as in Deuteronomy 26, you are
saying to the Lord,
“Send us prosperity.”
Blessed be he that cometh in the Name of the Lord: we have blessed
you out of the house of the Lord. God is the Lord, which hath shewed us light: bind the sacrifice
with cords, even unto the horns of the altar. Thou art my God, and I
will praise thee: thou art my God, I
will exalt thee. O give thanks unto the Lord;
for he is good: for his mercy endureth for ever.
When you start giving this way, just as a praise to God,
things will begin to happen in your financial
life. Praise is a tremendous tool in releasing the power of God. Combined with the law of giving,
it is unbeatable! There
is no standard return on giving as a praise
to God, and it took David from sheep herder to king of Israel. Do you
think God loves poverty? Read
a literal Hebrew translation or The Amplified
Bible
and see the
vast amount
of money David put into the building
the temple.
It was millions of dollars! David was a prosperous
man. The Bible
says he was a man after God’s own heart.
Where do you suppose
he got all his wealth? From the God of Abraham,
Isaac and Jacob
Who gave him the power
to get wealth.
Now we have discussed these different areas
of making deposits, but there are times when you can combine
some of them and be even more blessed
by it. I remember when I was preaching
a meeting
that God has said would be a tuning point in my ministry. I wondered if He meant it to be a turning point the wrong way! The first evening service we had eight people. My
first offering was $4.25.
Naturally, I was stumped,
so I went before the Lord and asked, “What
in the world am I going
to do?” He said, “You are going
to believe Me! Then He showed
me some things from His Word and circumstances
began to
pick up. The offering got all the way up to $33 one night!
I decided to send it home to my wife and the Lord said, “$33
won’t pay your bills. If you believe My Word about tithing,
if you believe that Jesus will take your money and worship
Me with it, why don’t you tithe now on the amount you are need ing and expecting
in the future offerings of this meeting?
In fact, your $33 will do just fine.” That’s all He said. From then on it was up to me; it involved
faith on my part. You see, the money belonged to me. The Lord didn’t demand that I
tithe beforehand. All I actually owed in tithes was $3.30; He wanted me
to give as a praise
to Him for what I expected Him to do,
and that is exactly what
I did. I combined tithing
with giving as a praise to God and the Lord blessed the meeting in every way. It started
with eight people, but by Friday
night people were lit erally sitting in the windows
because
there wasn’t
enough room to seat everyone.
That meeting
turned out to be the best meet ing
I had ever had financially
up to that time. Praise the Lord!
Can you see the blessings that are available in these things?
Making Withdrawals From
Your Heavenly Account
Once you realize
that you have these deposits in your heavenly account, you need to learn how to make withdrawals.
Colossians 1:4-6 says, “Since we heard of
your faith in Christ Jesus, and of the love
which ye have to all the saints, For the
hope
which is laid up for you in heaven, whereof ye heard
before in
the word of the truth of the gospel; Which is come unto you, as it is in all the world;
and
bringeth forth fruit.”
Everything laid up for you in heaven is represented by the
gospel of Jesus Christ.
When you put the Word of God to work, it produces
faith. “Faith cometh by hearing, and hearing by the word of God.”
Faith puts spiritual law into operation, and the results
are manifested here on the earth. When it is laid up in
heaven,
a carbon
copy will take place in the earth if you will stand
and act on the Word. This is how you were saved. Salvation is not waiting
for you in heaven. It was provided for you
and laid up in heaven; but when you believed
the Word about salvation
and acted on it, it was manifested here on earth
in your life. This same principle is true in the area of finances.
When a man makes deposits with God, he has a right to call upon
these deposits and make withdrawals.
We have discussed God’s teaching
about tithing—how it is set up and how it operates.
You need to learn how to receive from your tithing. When I
first attended Oral Roberts University,
I heard Brother Roberts speak on seed faith,
and I began to realize what the Word said about giving.
My wife and I decided to
act on this by joining
in a financial partnership with Brother
Roberts, a real step of faith on our part since
we had no steady income. It was during
this time that we learned
how to stand on the Word in the area of giving.
For almost a year we gave
$10 into this partnership each month; and ever single
month someone unexpectedly handed us $20. Later, we learned how to believe God more specifically, but
right then we were learn
ing the basic
principles.
Let’s
look at Malachi 3:10 once more. There is something here I want to emphasize. “Bring ye all the tithes into the store house, that there
may be meat
in mine house, and
prove me now herewith, saith
the Lord….” God has said in many places
through
the Bible, “Have faith...believe Me,” but here in Malachi He is saying, “Prove Me…put Me to the test!” Many Christians are looking for a sign from God as proof of His power, of His
willingness to heal and do miracles in today’s world. The finan cial realm is the only place where God gives us on opportunity to look for this sign, and it is the only place we haven’t been looking! We say, “But I couldn’t
tell God what to do; I couldn’t expect Him to bless me! It wouldn’t
be humble!” But what does God say? “And prove me now
herewith, saith
the Lord of hosts,
if
I will not open you
the windows of heaven, and pour
you out a
blessing, that there shall
not be room
enough to receive it.”
As I was studying this one day, the phrase
windows of heaven kept coming into my thinking, so I
did some research. The phrase windows of heaven actually
means “floodgates.” It is the same word used in Genesis 7:11 where God opened
the windows of heaven and flooded
the earth. God doesn’t use
empty figures
of speech. He means what He says! He will open the floodgates of heaven and pour out an abundant
blessing on the tither. Then the next verse (Malachi 3:11) says:
“And I will rebuke the devourer for your sakes, and he shall
not destroy the fruits of your
ground; neither shall
your
vine
cast
her fruit
before the
time in the field,
saith
the Lord of hosts.
And all nations shall
call
you
blessed: for ye shall
be a delightsome land, saith the Lord of hosts.”
Now let’s discuss how to receive from your giving. Ephesians
6:8 says, “Knowing that whatsoever good thing any man
doeth, the same shall
he receive of the Lord, whether he be bond or free.” Whatever good thing you do to any man, you will receive the same thing from the Lord. We have just read in Malachi where God said that He would open the windows of heaven
to us. Therefore, we can expect to receive
from God. However,
in Luke’s Gospel Jesus says, “Give, and
it shall be given unto you; good measure, pressed down, and
shaken together, and running over,
shall
men
give
into your bosom. For
with the same measure that ye mete withal
it shall be measured to
you again”
(Luke 6:38).
From this, we see that we also can receive
from men; so the blessing is twofold. When you tithe, you receive from God above. When you give, me give into your bosom.
You have it coming from all directions!
As we have already seen
form Mark 10:30, Jesus promised a hundredfold return when we give for His sake and the gospel’s.
Using this scripture, I decided to believe
for a hundredfold return when I
gave my airplane as an investment in the gospel.
Let me add that I didn’t begin believing for a hundredfold return overnight. When I started
in the ministry, a hundredfold
return was more than I
could fathom! I could see it in the Word of God, and I
knew it was true, but it took time for my faith to
develop so that these things would produce in my life. I
didn’t start believing for $5,000 or $10,000 at a time. I
began believing for the return on the first $10 I gave to Brother Roberts. My
wife and I
believed for a double
return and got it every single month. But over a period of time, by meditating in the Word and confessing
unto it, that “victory
portion” of faith came alive
in my heart concerning
a hundredfold return.
In October 1971 I gave my airplane to the Lord.
I released it, no longer claiming
ownership. Then
through the next few months,
I continually confessed with my mouth that the with drawal
was mine, that it was on deposit in my heavenly account and would be manifested as I
needed it. There were times when I
would wake up in the middle
of the night with fear trying to take over, trying to get me to put pressure on people,
trying to get me to rent or lease or borrow. But I would fall back on the Word of God and my covenant with Him,
thanking God that His Word is true and full of power. Then in January 1972 the Lord spoke and told me to whom I
was to
give the airplane.
At this point, I was in quite a predicament. Arrangements had been made to produce a television series, and we had no apparent
capital. In addition, we had a busy schedule with no transportation. In the natural
there was no way out, but by this time,
we knew how deeply God was involved! Ten days later I had
in my hands the exact
amount I had confessed as my with drawal.
Someone I didn’t
even know said that God had told them to give the money. I was to put it into the ministry
and
not disclose
from whom it came. This person wanted
God to receive all the glory
and He has. If you borrow from the bank, you have to answer to the banker, but when you get it from God,
there are no strings attached.
Well, I had spotted another airplane and knew
exactly where it was. I called
the owner, and he flew it down to me. He could hardly
believe it! He was a Christian too, and God
had warned
him three or four months earlier
that he was flying around in my airplane; but he didn’t think it would come to pass,
so he hadn’t made arrangements for one of his own. He had
to do without transportation for a while!
This is an exciting
life! You can do what you want, but for me and my house, we will serve the Lord!
Withdrawals from the bank of heaven are accomplished
through the power
of agreement, the power
of confession and the power
of standing expectantly on
God’s Word.
The Power of Agreement
For years I
knew deep down inside that there was a place in God where a man could live in victorious circumstances at all times. I
knew there was total victory
in Jesus, so I
searched for it; but many of the people
I
asked about it told me that I would
not be able to live this way until I got to heaven. Thank
God, the Word says differently.
Matthew 18:19-20
says this: “Again I say
unto
you, That if
two of you
shall
agree on earth as touching any
thing
that they shall
ask,
it shall be done for them of my Father which is
in heaven. For where two or three are
gathered together
in my name, there
am
I in the midst of them.”
Notice that Jesus said, “Again I say unto
you.” This was important enough for Him to say more than once to these men until they realized
that if they
would get in agreement with one another and establish a thing, Jesus would be in the midst of them to cause it to come to pass.
You need someone
to be an agreement partner with you. The most ideal situation is for a man and his wife to be in agreement. You need someone
who will not relent and, once the agreement is made, will stand firm that it will come to pass. Jesus will bring even the impossible to pass if two Christians will agree firmly on His Word and its truth. This is the reason
that in financial
matters it is so important to know that you
have made your heavenly deposits. It is easy to agree on the fact that something is yours when you have already made the deposits for it.
The prayer of agreement is a powerful prayer, and it will work when it is put to work. However, so much of the time one person will agree and another person
will hope. I have prayed
with people and
when I finished said, “It is done and it will
come to pass.” Then the other person who was supposed to
be agreeing with me would say, “I certainly do hope so, Brother Copeland.” At that point I
am forced to say, “Well, it won’t.
I agreed…you hoped.”
When an agreement
is made, both parties
are firm in the fact that there is an agreed situation. When you agree with a person to pay a bill at a certain
time and that person says, “I consider
this bill as paid,” and you say, “I certainly hope so,”
then that is probably as far as the situation will go until you are firm in your committal to that agreement. The other partner will not enter into it with you. It should be this firm between
two Christians when they come together and believe
that what they have
agreed upon
in the world of prosperity
will come to pass. Remember, we have Jesus Christ’s
Word for it. It will come to
pass if we refuse to relent in our agreement together.
The Power of Confession
Jesus said in Mark 11:23, “For verily I say unto you, That whosoever shall say unto
this mountain, Be
thou removed, and be thou cast into the sea; and shall
not doubt in his heart, but shall believe that those
things which he saith
shall come to pass; he shall
have
whatsoever he saith.” Notice the last words,
“he
shall have whatsoever he saith.” Faith is released with mouth. Even our salvation is based on the confession of our mouths that Jesus Christ
is our Lord (see Romans 10:9-10).
You can have what you say! In fact, what you are saying is exactly
what you are getting
now. If you are living
in poverty and lack and want, change what you are saying. It will change what
you have!
People continually say to me, “Brother
Copeland, I cannot see
what the confession of my mouth has to do with the cir cumstances around
me.” Well, I didn’t understand it much when I first found out about it. Only the simple
fact that Jesus said it was enough
for me to begin to change my vocabulary.
Since then
I have learned the
powerful force of the spiritual world
that creates
the circumstances around us is controlled by the words
of the mouth. This force comes from inside us.
Jesus Himself
said, “By thy words thou
shalt
be justified,
and by thy words thou shalt be condemned” (Matthew 12:37). Words are containers. They can contain faith,
love, fear, hate, or they can be totally
empty. Jesus said that we would stand
judg
ment for idle (or empty, inoperative)
words (see Matthew 12:36). Remember, we said earlier that all the material substance you will ever need is already in the earth.
Everything you need is already here.
The confession of your mouth will cause you to possess it. God will see to that. Hebrews
3:1 says that Jesus is the Apostle
and the High Priest of our confession; and Hebrews
4:14 states
that we are to hold fast to our confession. We are to
confess what we desire to come to pass. We don’t wait until it
comes to pass and then begin to confess it. In Mark 11:23, Jesus is talking
about saying things that have not yet come to pass. The mountain had not yet been removed
when it was spoken to. Jesus said for us to believe
that those things which we say will come to pass and then we will have whatsoever we say.
When I learned these facts,
it became easy for me to confess,
“I have it now….I can see it through
the eye of my faith.”
Once
I
make deposits in my heavenly account, I can say, I have it and then it will come to me. Sometimes it comes instantly;
somethimes it comes after it is confessed
several times; some times it comes after several days; sometimes it comes after sev eral
weeks. There
have been times when it came after months of confession, but nonetheless,
it came! We have God’s Word for it. It will come to pass!
The Power of Standing Expectantly
on the Word of
God
God’s Word is absolutely
true. There is great power in the Word. God has used the words
written in the Bible to release His faith. No Word of God is void of the power
it takes to cause itself to come to pass. No one has ever reached the
depth of what is available
in the written Word of God to the believer
who will stand on God’s word as quickly and
as firmly as he would the word of his lawyer or his doctor or his most trusted friend. God’s Word is God speaking to you. God’s Word is not of a private interpretation. It is for whosoever will!
Stand on it and
expect things to come to pass.
When you begin to look forward
expectantly to the things God’s Word promises
you, you will then begin to say, “I have it.” You will then begin to say, “I believe that I receive.
My money is coming to me, and I
will be able to be a greater
blessing to the work of God’s ministry, to the poor, and to the other things that I need to be involved in.”
Standing on the Word of God is a spiritual activity that will bless and cause you to grow in faith and in power. James says
it like this, “Faith
without works is dead” (see James 2:17).
He says to be a doer of the Word, an actor
of the Word of God,
and not a hearer
only. Then he describes
standing on the Word of God or looking into the Word as looking
into the perfect law of liberty.
God’s Word always comes to pass for the man who will
stand and act on it. Your confession of God’s Word will always come
to pass in your life regardless
of what opposition Satan puts up against it because
you are confessing and expectantly standing on the Living Word of the Almighty Jehovah
God. Jesus Christ is the guarantee that our covenant with God, or
God’s
Word to us, is absolutely and eternally true. Even if heaven and earth pass away,
thank God, you and I
won’t pass away
as we stand on His Word for His Word will not pass away!
Hebrews 1:3 states that He is upholding
all things by the Word of His power. It just makes good sense then to stand on His Word if you want to be upheld financially. If you want to be upheld
spiritually, get on His Word. If you want to be upheld
in any area of your life, put that area on God’s Word and begin to
confess that you have success
and victory in Jesus. It’s yours!
Discipline your vocabulary.
Discipline everything you do, everything you say, and everything you think to agree with what God does, what God says, and what God thinks! God will be obligated to meet your needs because
of His Word—not because of your righteousness or your lack of it—but because
of His covenant that was brought
into existence the day Jesus was
raised from the dead. If you stand firmly on this,
your needs will be met!
The Bible says that we are to owe no man anything but love (see Romans
13:8). I will go to any lengths to love a man with the fullness
of what God has given me. Suppose
I had owed several
thousand dollars on that airplane when
God said
to give it away. If that had been the case, God would not have been
running my ministry;
the bank would
have been and I
could not have given it!
How do you operate
in financial situations without subordi
nating yourself
to the world’s system? What is the key that opens the channel
in these things? It is available to us, but instead, all we have known is borrow, borrow,
borrow! The Bible says if you will meditate
in the Word of God day and night,
you will have good success
and deal wisely in your affairs. The Word of God is the key.
Begin to meditate on the word in these areas we have dis
cussed and give God an opportunity to tell you what to do and how to function. Remember, the rich young ruler turned and walked
away.
That was his biggest
mistake! All he needed
to do was say, “Lord, I
don’t understand this, but I
have confidence in You. Would You please explain God’s Word in this matter?”
He just assumed Jesus wanted to take away everything he had, while actually
Jesus was offering him the kingdom of God!
Now I want to take a moment and share something
else with you. First Timothy
2:1 says that we are to pray for all men, for kings, and for all in authority. Paul wrote that we were to pray for these men first of all. You are to pray accord
ing to the Word of God for the men who operate around you
politically. Government leaders have a great deal to do with your financial
life.
The Word of God says, “[Pay] taxes
to whom taxes are
due”
(Romans 13:7, The Amplified Bible). One of the major things fouling up your life where prosperity is concerned is your bad mouthing the government and its leaders,
particularly
in the
area of taxation. Most people
are operating in strife where their taxes
are concerned, and
it has a direct relationship to the gov ernment that provides our financial system.
One day the Lord
said, “Quit grumbling and complaining
about your tax money. Pay it cheerfully the
way you do your tithe and I’ll bless it.” From then on, my wife and I stated praying over our tax money—just as we do our tithe—and we have never had a tax bill that we couldn’t pay. We bless our tax money to the United States Government. That is a change,
isn’t it? Get strife and hard feelings toward
your government out of your heart!
The Word says we are to pray and give thanks
for our leaders, not bad mouth
them!
Romans 13:2 says, “Whosoever therefore resisteth
the power,
resisteth the ordinance
of God: and they
that resist shall receive to themselves
damnation.” After I read
this in the Word, I
broke my bad confession and began to pray for these men. For the
first time in my life, I went to the polls and voted intelligently.
No longer moved by emotion,
I began to pray and seek God in voting as I
did in other areas. When my attitude
changed, God began to give me insight into the political affairs of this country. After approximately two weeks of praying this way, God showed me some things
about the president. You see, I had opened myself to receive from God by stopping the strife in my heart.
I had been very critical of the government and politicians;
I
griped and complained continually, but God changed my atti tude. When I quit begrudging the
government, God could reveal some things to me and I could receive
them. This opened an area of prosperity
I didn’t even know existed.
The
Bible says these men, our civil leaders, are
God’s ministers for our
good, that they are ordained of God. Our lack of prayer support for them has caused
the problems
we have seen.
As a guide for you to use in receiving
from your giving in any area, let me share this little formula. It has worked consis
tently for us and will work for you if you commit yourself to it.
1. Decide on the amount you need. Be careful not to cheat
yourself. God is not a skinflint. He is a giver. He is a lover. God is love. For God so loved the world that He gave. Determine the amount you need and then be single-minded. A
double-minded man can’t receive anything
from the Lord (see James
1:7-8).
2. Get in agreement according to Matthew
18:19. This is
very important. The best and most powerful situation
on earth is a husband
and wife who can agree together in these areas. If this isn’t possible in your particular case, then get together with another believer and have him join with you.
3. Lay hold
on
it by faith.
Use the principles set out in
Mark 11:23-24.
Believe it in your heart and confess
it with your mouth.
4. Bind the devil
and
his forces in the Name of Jesus.
You
have the authority in Jesus’ Name to order Satan out of your financial affairs. This is your responsibility. Don’t ask God to do it. You do it in Jesus’ Name. Mark 16:17, James 4:7, Ephesians 6 and the entire New Testament
tells you to resist the devil.
It is important for the husband and father to do this. It is his respon sibility as spiritual head of the home.
5.
Loose the forces of
heaven. Hebrews 1:14 refers to the angels
as ministering spirits
“sent forth to minister for those
who shall be heirs
of salvation.” The Bible also says that angels hearken to the Word of God (see Psalm
103:20), so when you use the Word in the Name of Jesus, they are obligated
to follow your command.
6. Praise God for the answer. Praise keeps the door of
abundance
wide open. The channel between you and God is clear so that you can receive
from Him.
Here is an example of prayer based on these six steps: “Father, in the Name of Jesus, we ask you for $ . We have this money in our heavenly
account and we
are withdrawing this amount now. We believe we receive
$ . As in Mark 11:23-24, we believe
it in our hears and confess
now that it is ours in the Name of Jesus. We agree that we have $ according to Matthew 18:19. From this day forward, we roll the care of this over on You and thank You
for it. Satan, in the Name of Jesus, we take authority over you; we bind your operation
now and render
you helpless. Ministering spirits, we charge you to go forth and cause
this amount to come to us according
to Hebrews 1:14. Father, we praise
Your Name for meeting
our needs according to Your riches
in glory by Christ Jesus and for multiplying
our seed for sowing in the Name of Jesus.”
When I entered
the ministry and enrolled in Oral Roberts University, my wife and I
lived in an old house in Tulsa, Okla., and because of business
failures,
we owed money in every direction.
Then, as we began to grasp the principle
of seed-faith
giving and believing God to supply our needs,
we decided to believe
God to pay these debts. One night we sat down and figured
what we owed. I got
my checkbook and wrote out the checks that would pay these debts. We laid hands on them and prayed according to Romans 13:8. “Owe no man any thing,
but
to love
one
another.” I said, “Father, in the Name of Jesus, I am
putting these checks in this desk drawer and am believing You to get us out of this mess. I am looking to You for the money to pay all these debts, in the Name of Jesus.” I
was not so foolish
as to mail those
checks before the money was in the bank. That
is against the law. God will not bless fraud!
We figured
to the last penny how much it would take to oper ate our household
abundantly, even allowing for unexpected things. We wrote it down and prayed over
it in the Name of Jesus.
I made up my mind to be single-minded from that day forward, and in less than 12 months from that night, we did not owe anything and haven’t owed a penny
since. God did some
miraculous
things during
that time, and He is still doing them today!
Praise God!
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